A first time home buyer is an individual who is purchasing their first home. Typically, this means that they have never owned a home before, or if they have, it was only for a short period of time. After 3 years of
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When heirs learn about a reverse mortgage after losing a loved one, they may not appreciate the many benefits their parents received. In addition, they may have some confusion about their responsibilities and what will happen with the loan next. This guide
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The Florida Hometown Heroes Housing Program through the Florida Housing Finance Corporation helps make homeownership more affordable for eligible front-line workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans. The program provides down payment
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When it comes to securing a mortgage, homeowners have two main options: working with a bank or working with a mortgage broker. While both options have their pros and cons, choosing a mortgage broker can provide numerous benefits that make them the
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Debbie Cooley-Guy is a knowledgeable Loan Originator at Debbie Cooley Mortgage, a branch of Innovative Mortgage she has extensive experience working with clients in the Trinity, Florida area. She understands the unique characteristics of the Trinity community and how Reverse Mortgages can
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GET A REVIEW OF ANY DOCUMENTS YOU MAY HAVE ALREADY RECEIVED Reverse mortgages can be a confusing process, especially for senior citizens who may be unfamiliar with the paperwork involved. If you are struggling to understand your reverse mortgage documents or are
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The housing market shift is here, and it’s not going anywhere. So, if you are thinking of entering the market, it is an exciting time for you. So, we put together some tips for millennial homebuyers. Millennials are the first generation to
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What you need to know about insurance brokers. If you’re looking for home insurance, it’s important to get the right coverage for your needs. Think About Your Home Owners Coverage The cheapest insurance isn’t always the best deal, so it’s important to
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When you lose a spouse, there is a lot to deal with. You need to figure out how to live without that person and all the little things they did for you. The loss of income can be overwhelming and you may
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Building costs continue to rise while real estate sales have leveled off. Have you considered refinancing or a reverse mortgage? Call today if you have questions or would like to schedule a meeting before interest rise and home prices decrease.