/* ===========================================
   Debbie Cooley Mortgage — Global Styles
   Brand: Deep Teal + Dusty Rose + Charcoal
   =========================================== */

/* ---------- Fonts (self-hosted) ---------- */
@font-face {
  font-family: 'Inter';
  src: url('/fonts/inter.woff2') format('woff2-variations');
  font-weight: 100 900;
  font-display: swap;
  font-style: normal;
}
@font-face {
  font-family: 'Playfair Display';
  src: url('/fonts/playfair-display.woff2') format('woff2-variations');
  font-weight: 400 900;
  font-display: swap;
  font-style: normal;
}
@font-face {
  font-family: 'Inter Fallback';
  src: local('Arial');
  size-adjust: 107%;
  ascent-override: 90%;
  descent-override: 23%;
  line-gap-override: 0%;
}
@font-face {
  font-family: 'Playfair Fallback';
  src: local('Georgia');
  size-adjust: 105%;
  ascent-override: 92%;
  descent-override: 25%;
  line-gap-override: 0%;
}

/* ---------- Tokens ---------- */
:root {
  --teal: #2C605E;
  --teal-dark: #1F4543;
  --teal-light: #E8EFEE;
  --rose: #C28A7A;
  --rose-light: #EDD9D2;
  --charcoal: #2F343A;
  --charcoal-soft: #4A5058;
  --cream: #FAF7F2;
  --cream-warm: #F2EDE4;
  --white: #FFFFFF;
  --text: #2F343A;
  --text-muted: #5A6068;
  --border: #E5E1D9;

  --font-serif: 'Playfair Display', 'Playfair Fallback', Georgia, serif;
  --font-sans: 'Inter', 'Inter Fallback', -apple-system, BlinkMacSystemFont, sans-serif;

  --container: 1200px;
  --container-narrow: 900px;
  --radius: 6px;
  --radius-lg: 12px;
  --shadow-sm: 0 2px 6px rgba(47, 52, 58, 0.06);
  --shadow: 0 6px 24px rgba(47, 52, 58, 0.08);
  --shadow-lg: 0 16px 48px rgba(47, 52, 58, 0.12);
  --transition: 0.2s ease;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.6;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--teal); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--teal-dark); }
button { font-family: inherit; cursor: pointer; }

/* Skip link */
.skip-link {
  position: absolute;
  top: -40px;
  left: 0;
  background: var(--teal);
  color: var(--white);
  padding: 8px 16px;
  z-index: 1000;
  text-decoration: none;
}
.skip-link:focus { top: 0; color: var(--white); }

/* ---------- Typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-serif);
  font-weight: 600;
  color: var(--charcoal);
  letter-spacing: -0.01em;
  margin: 0 0 0.5em;
  line-height: 1.15;
}
h1 { font-size: clamp(2.25rem, 5vw, 3.75rem); min-height: 1.15em; }
h2 { font-size: clamp(1.75rem, 3.5vw, 2.5rem); }
h3 { font-size: 1.35rem; }
h4 { font-size: 1.1rem; font-family: var(--font-sans); font-weight: 600; }
p { margin: 0 0 1em; }
.lead { font-size: 1.15rem; line-height: 1.6; color: var(--charcoal-soft); }
.eyebrow {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--rose);
  margin-bottom: 0.75rem;
}

/* ---------- Layout ---------- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--container-narrow); margin: 0 auto; padding: 0 24px; }
section { padding: 80px 0; }
.section-alt { background: var(--cream); }
.section-dark { background: var(--teal); color: var(--white); }
.section-dark h2, .section-dark h3 { color: var(--white); }
.text-center { text-align: center; }
.section-header { max-width: 720px; margin: 0 auto 56px; text-align: center; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  font-family: var(--font-sans);
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border: 2px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
  text-align: center;
}
.btn-primary { background: var(--teal); color: var(--white); border-color: var(--teal); }
.btn-primary:hover { background: var(--teal-dark); border-color: var(--teal-dark); color: var(--white); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-rose { background: var(--rose); color: var(--white); border-color: var(--rose); }
.btn-rose:hover { background: #B07868; border-color: #B07868; color: var(--white); }
.btn-outline { background: transparent; color: var(--teal); border-color: var(--teal); }
.btn-outline:hover { background: var(--teal); color: var(--white); }
.btn-white { background: var(--white); color: var(--teal); border-color: var(--white); }
.btn-white:hover { background: var(--cream); color: var(--teal-dark); }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }
.btn-sm { padding: 10px 18px; font-size: 0.9rem; }

/* ---------- Header ---------- */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: var(--shadow-sm);
}
.header-top {
  background: var(--charcoal);
  color: var(--white);
  font-size: 0.85rem;
  padding: 8px 0;
}
.header-top .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.header-top a { color: var(--white); }
.header-top a:hover { color: var(--rose-light); }
.header-top-left, .header-top-right { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.header-top svg { vertical-align: middle; margin-right: 4px; }

.header-main { padding: 14px 0; }
.header-main .container { display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.brand { display: flex; align-items: center; gap: 14px; text-decoration: none; }
.brand img { width: 60px; height: 60px; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-name { font-family: var(--font-serif); font-size: 1.35rem; font-weight: 600; color: var(--charcoal); letter-spacing: -0.005em; }
.brand-tag { font-family: var(--font-sans); font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--rose); margin-top: 4px; }

/* ---------- Nav with dropdowns ---------- */
.nav { display: flex; align-items: center; gap: 2px; }
.nav-item { position: relative; }
.nav-item > a, .nav-item > button {
  padding: 10px 14px;
  color: var(--charcoal);
  font-weight: 500;
  font-size: 0.95rem;
  border-radius: 4px;
  background: transparent;
  border: 0;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: all var(--transition);
  font-family: inherit;
  cursor: pointer;
}
.nav-item > a:hover, .nav-item > button:hover, .nav-item.active > a { color: var(--teal); background: var(--teal-light); }
.nav-item .chev { transition: transform var(--transition); }
.nav-item:hover .chev, .nav-item:focus-within .chev { transform: rotate(180deg); }
.nav-cta {
  background: var(--teal) !important;
  color: var(--white) !important;
  padding: 10px 20px !important;
  margin-left: 10px;
  border-radius: var(--radius);
}
.nav-cta:hover { background: var(--teal-dark) !important; color: var(--white) !important; }

.dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  min-width: 340px;
  padding: 14px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all 0.2s ease;
  z-index: 100;
}
.nav-item:hover .dropdown, .nav-item:focus-within .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown a {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 10px 12px;
  color: var(--charcoal);
  border-radius: 6px;
  font-size: 0.95rem;
  line-height: 1.4;
  white-space: normal;
}
.dropdown a strong { white-space: normal; }
.dropdown a span { white-space: normal; }
.dropdown a:hover { background: var(--teal-light); color: var(--teal); }
.dropdown a > div { min-width: 0; flex: 1; }
.dropdown a strong { display: block; font-weight: 600; margin-bottom: 2px; }
.dropdown a span { display: block; font-size: 0.82rem; color: var(--text-muted); }
.dropdown a:hover span { color: var(--teal-dark); }
.dropdown a .dd-icon {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: var(--cream);
  color: var(--teal);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
  transition: background var(--transition);
}
.dropdown a .dd-icon svg { width: 16px; height: 16px; }
.dropdown a:hover .dd-icon { background: var(--white); }
.dropdown-divider { height: 1px; background: var(--border); margin: 6px 8px; }
.dropdown .dd-section {
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--rose);
  padding: 10px 12px 4px;
}
/* Compact links inside the Areas Served dropdown */
.dropdown.dropdown-tight { min-width: 320px; }
.dropdown a.dd-compact {
  padding: 7px 12px;
  font-size: 0.92rem;
  display: block;
  font-weight: 500;
  white-space: nowrap;
}

.mobile-toggle { display: none; background: transparent; border: 0; padding: 8px; color: var(--charcoal); }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--cream) 0%, var(--cream-warm) 100%);
  padding: 64px 0 80px;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -10%;
  right: -5%;
  width: 60%;
  height: 120%;
  background: radial-gradient(ellipse at center, rgba(194, 138, 122, 0.12), transparent 60%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 2; }
.hero-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 56px; align-items: center; }
.hero-content { max-width: 580px; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--white);
  border: 1px solid var(--border);
  color: var(--teal);
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 24px;
  box-shadow: var(--shadow-sm);
}
.hero-badge svg { color: var(--rose); }
.hero h1 { margin-bottom: 20px; }
.hero h1 .accent { color: var(--teal); font-style: italic; font-weight: 500; }
.hero-sub { font-size: 1.2rem; color: var(--charcoal-soft); line-height: 1.6; margin-bottom: 32px; min-height: 3.6em; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 36px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 24px 32px; padding-top: 24px; border-top: 1px solid var(--border); }
.hero-trust-item { display: flex; align-items: center; gap: 10px; font-size: 0.92rem; color: var(--charcoal-soft); }
.hero-trust-item svg { color: var(--teal); flex-shrink: 0; }
.hero-trust-item strong { color: var(--charcoal); }

.hero-visual { position: relative; display: flex; justify-content: center; align-items: center; }
.hero-visual::before { content: ''; position: absolute; inset: 8% -6% 8% 6%; background: var(--teal); border-radius: var(--radius-lg); opacity: 0.08; transform: rotate(-3deg); }
.hero-visual img { position: relative; width: 100%; max-width: 480px; height: auto; border-radius: var(--radius-lg); filter: drop-shadow(0 24px 48px rgba(47, 52, 58, 0.16)); }
.hero-card { position: absolute; background: var(--white); border-radius: var(--radius-lg); padding: 18px 22px; box-shadow: var(--shadow-lg); display: flex; align-items: center; gap: 14px; z-index: 3; }
.hero-card-1 { bottom: 32px; left: -8px; max-width: 240px; }
.hero-card-2 { top: 24px; right: -8px; max-width: 200px; }
.hero-card .icon-circle { width: 44px; height: 44px; background: var(--teal-light); color: var(--teal); border-radius: 50%; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.hero-card-2 .icon-circle { background: var(--rose-light); color: var(--rose); }
.hero-card-text { font-size: 0.85rem; line-height: 1.3; }
.hero-card-text strong { display: block; color: var(--charcoal); font-size: 0.95rem; margin-bottom: 2px; }
.hero-card-text span { color: var(--text-muted); }

/* Inner page hero */
.page-hero {
  background: linear-gradient(135deg, var(--cream) 0%, var(--cream-warm) 100%);
  padding: 56px 0;
  border-bottom: 1px solid var(--border);
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  top: -20%;
  right: -10%;
  width: 50%;
  height: 140%;
  background: radial-gradient(ellipse at center, rgba(194, 138, 122, 0.10), transparent 60%);
  pointer-events: none;
}
.page-hero .container { position: relative; z-index: 2; max-width: 900px; }
.page-hero h1 { margin-bottom: 14px; }
.page-hero .lead { margin-bottom: 0; }
.breadcrumbs { font-size: 0.85rem; color: var(--text-muted); margin-bottom: 12px; }
.breadcrumbs a { color: var(--text-muted); }
.breadcrumbs a:hover { color: var(--teal); }
.breadcrumbs .sep { margin: 0 6px; opacity: 0.5; }

/* ----- Split hero: text + image, 2 columns at desktop, stacked at mobile ----- */
.page-hero-split { padding: 64px 0 72px; }
.page-hero-split .container { max-width: var(--container); }
.page-hero-split .hero-split-grid {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 56px;
  align-items: center;
}
.page-hero-split .hero-split-content { min-width: 0; }
.page-hero-split .hero-split-content .lead { margin-bottom: 24px; }
.page-hero-split .hero-split-cta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 8px;
}
.page-hero-split .hero-split-image {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 12px 48px rgba(47, 52, 58, 0.14);
}
.page-hero-split .hero-split-image::before {
  content: '';
  position: absolute;
  inset: -16px -16px 16px 16px;
  background: var(--teal);
  border-radius: var(--radius-lg);
  opacity: 0.08;
  z-index: -1;
}
.page-hero-split .hero-split-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  aspect-ratio: 16 / 11;
  display: block;
}
@media (max-width: 900px) {
  .page-hero-split { padding: 40px 0 48px; }
  .page-hero-split .hero-split-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .page-hero-split .hero-split-image { order: -1; }
  .page-hero-split .hero-split-image img { aspect-ratio: 16 / 9; }
}

/* ---------- Trust strip ---------- */
.trust-strip { background: var(--white); border-bottom: 1px solid var(--border); padding: 28px 0; }
.trust-strip-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; align-items: center; text-align: center; }
.trust-strip-item h3 { font-family: var(--font-serif); font-size: 2rem; color: var(--teal); margin: 0 0 4px; }
.trust-strip-item p { font-size: 0.85rem; color: var(--text-muted); margin: 0; letter-spacing: 0.04em; }

/* ---------- Loan Programs ---------- */
.programs-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.program-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 32px 28px; transition: all var(--transition); position: relative; overflow: hidden; }
.program-card::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 4px; background: var(--teal); transform: scaleX(0); transform-origin: left; transition: transform 0.3s ease; }
.program-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.program-card:hover::before { transform: scaleX(1); }
.program-icon { width: 56px; height: 56px; background: var(--teal-light); color: var(--teal); border-radius: 12px; display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
.program-card h3 { font-size: 1.3rem; margin-bottom: 8px; }
.program-card .program-tag { display: inline-block; font-size: 0.72rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--rose); margin-bottom: 14px; }
.program-card p { color: var(--text-muted); font-size: 0.95rem; margin-bottom: 16px; }
.program-card ul { list-style: none; padding: 0; margin: 0 0 4px; }
.program-card li { font-size: 0.92rem; padding: 4px 0 4px 22px; position: relative; color: var(--charcoal-soft); }
.program-card li::before { content: ''; position: absolute; left: 0; top: 12px; width: 12px; height: 6px; border-left: 2px solid var(--teal); border-bottom: 2px solid var(--teal); transform: rotate(-45deg); }
.program-card a.card-link { display: inline-flex; align-items: center; gap: 4px; margin-top: 16px; font-weight: 600; font-size: 0.95rem; }

/* ---------- About ---------- */
.about-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 64px; align-items: center; }
.about-img-wrap { position: relative; border-radius: var(--radius-lg); overflow: hidden; }
.about-img-wrap::before { content: ''; position: absolute; inset: -16px -16px 16px 16px; background: var(--rose); opacity: 0.18; border-radius: var(--radius-lg); z-index: 0; }
.about-img-wrap img { position: relative; width: 100%; height: auto; border-radius: var(--radius-lg); z-index: 1; }
.credentials { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 28px 0; }
.credential { background: var(--cream); padding: 16px 18px; border-radius: var(--radius); border-left: 3px solid var(--rose); }
.credential strong { display: block; color: var(--charcoal); font-size: 0.95rem; margin-bottom: 2px; }
.credential span { font-size: 0.85rem; color: var(--text-muted); }

/* ---------- Process ---------- */
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; position: relative; }
.process-step { text-align: center; position: relative; }
.process-num { display: inline-flex; align-items: center; justify-content: center; width: 56px; height: 56px; background: var(--white); border: 2px solid var(--teal); color: var(--teal); font-family: var(--font-serif); font-size: 1.5rem; font-weight: 600; border-radius: 50%; margin-bottom: 16px; }
.process-step h3 { font-size: 1.15rem; font-family: var(--font-sans); margin-bottom: 8px; }
.process-step p { font-size: 0.95rem; color: var(--text-muted); }

/* ---------- Calculator ---------- */
.calc-wrap { max-width: 720px; margin: 0 auto; background: var(--white); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow); border: 1px solid var(--border); }
.calc-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-bottom: 20px; }
.calc-grid .form-group { margin: 0; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--charcoal); margin-bottom: 6px; letter-spacing: 0.02em; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%;
  padding: 12px 14px;
  font-size: 1rem;
  font-family: inherit;
  color: var(--charcoal);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(44, 96, 94, 0.12); }
.calc-result { background: var(--teal-light); border-radius: var(--radius); padding: 24px; margin-top: 20px; text-align: center; }
.calc-result .label { font-size: 0.85rem; color: var(--text-muted); letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: 4px; }
.calc-result .amount { font-family: var(--font-serif); font-size: 2.5rem; color: var(--teal-dark); font-weight: 600; }
.calc-breakdown { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 16px; padding-top: 16px; border-top: 1px solid rgba(44, 96, 94, 0.2); }
.calc-breakdown .label { font-size: 0.75rem; }
.calc-breakdown .value { font-weight: 600; color: var(--charcoal); font-size: 1.05rem; }
.calc-disclaimer { font-size: 0.78rem; color: var(--text-muted); text-align: center; margin-top: 16px; line-height: 1.5; }

/* ---------- Testimonials ---------- */
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.testimonial { background: var(--white); padding: 32px 28px; border-radius: var(--radius-lg); border: 1px solid var(--border); position: relative; }
.testimonial-quote { position: absolute; top: 18px; right: 24px; font-family: var(--font-serif); font-size: 4rem; line-height: 0.5; color: var(--rose-light); font-weight: 700; }
.testimonial-stars { display: flex; gap: 2px; margin-bottom: 12px; color: #E8A04A; }
.testimonial p { color: var(--charcoal-soft); font-size: 0.97rem; line-height: 1.6; margin-bottom: 16px; }
.testimonial-author { display: flex; align-items: center; gap: 12px; border-top: 1px solid var(--border); padding-top: 16px; }
.testimonial-author strong { display: block; color: var(--charcoal); font-size: 0.95rem; }
.testimonial-author span { font-size: 0.82rem; color: var(--text-muted); }

/* ---------- CTA Banner ---------- */
.cta-banner { background: var(--teal); color: var(--white); padding: 72px 0; position: relative; overflow: hidden; }
.cta-banner::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at top right, rgba(194, 138, 122, 0.25), transparent 60%); pointer-events: none; }
.cta-banner .container { position: relative; text-align: center; z-index: 2; }
.cta-banner h2 { color: var(--white); font-size: clamp(1.75rem, 4vw, 2.5rem); margin-bottom: 16px; }
.cta-banner p { font-size: 1.15rem; opacity: 0.92; margin-bottom: 32px; max-width: 640px; margin-left: auto; margin-right: auto; }
.cta-banner-buttons { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ---------- Service Area ---------- */
.areas-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; max-width: 720px; margin: 0 auto; }
.area-pill { background: var(--white); border: 1px solid var(--border); padding: 16px 20px; border-radius: var(--radius); text-align: center; transition: all var(--transition); display: block; color: var(--charcoal); }
.area-pill strong { display: block; font-family: var(--font-serif); color: var(--charcoal); font-size: 1.1rem; }
.area-pill span { display: block; font-size: 0.82rem; color: var(--text-muted); margin-top: 2px; }
.area-pill:hover { border-color: var(--teal); transform: translateY(-2px); color: var(--charcoal); }

/* ---------- Forms ---------- */
.lead-form-wrap { max-width: 640px; margin: 0 auto; background: var(--white); border-radius: var(--radius-lg); padding: 40px; box-shadow: var(--shadow); border-top: 4px solid var(--teal); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-success { display: none; text-align: center; padding: 32px 0; }
.form-success.show { display: block; }
.form-success .success-icon { width: 64px; height: 64px; border-radius: 50%; background: var(--teal); display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; color: white; }
.form-success h3 { color: var(--teal); margin-bottom: 8px; }
.form-success p { color: var(--text-muted); margin-bottom: 16px; }
.form-consent { font-size: 0.78rem; color: var(--text-muted); line-height: 1.5; margin: 12px 0 0; }
.grecaptcha-badge { visibility: hidden !important; }

/* ---------- Quick-facts strip ---------- */
.quick-facts {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  background: var(--cream);
  padding: 32px 28px;
  border-radius: var(--radius-lg);
  margin: 0 auto 40px;
  max-width: 1080px;
}
.quick-facts .qf-item { text-align: center; }
.quick-facts .qf-num {
  font-family: var(--font-serif);
  font-size: 2.25rem;
  line-height: 1;
  color: var(--teal-dark);
  margin-bottom: 6px;
  font-weight: 600;
  letter-spacing: -0.01em;
}
.quick-facts .qf-label {
  font-size: 0.78rem;
  color: var(--text-muted);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 600;
}
@media (max-width: 768px) {
  .quick-facts { grid-template-columns: repeat(2, 1fr); padding: 24px 20px; gap: 20px 12px; }
  .quick-facts .qf-num { font-size: 1.75rem; }
}

/* ---------- Icon-card grid (replaces bullet lists) ---------- */
.icon-card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin: 28px 0 32px;
}
.icon-card-grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.icon-card-grid.cols-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) {
  .icon-card-grid, .icon-card-grid.cols-2, .icon-card-grid.cols-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 540px) {
  .icon-card-grid, .icon-card-grid.cols-2, .icon-card-grid.cols-4 { grid-template-columns: 1fr; }
}
.ic-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px 22px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: all var(--transition);
}
.ic-card:hover { border-color: var(--teal); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.ic-card .ic-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--teal-light);
  color: var(--teal);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 4px;
}
.ic-card.rose .ic-icon { background: var(--rose-light); color: var(--rose); }
.ic-card .ic-icon svg { width: 22px; height: 22px; }
.ic-card h4 {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  margin: 0;
  color: var(--charcoal);
  font-weight: 600;
}
.ic-card p { font-size: 0.93rem; color: var(--charcoal-soft); margin: 0; line-height: 1.55; }

/* ---------- Two-column image+text block ---------- */
.two-col-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  padding: 48px 0;
  max-width: 1080px;
  margin: 0 auto;
}
.two-col-block.flip { grid-template-columns: 1fr 1fr; }
.two-col-block.flip .tcb-text { order: 2; }
.two-col-block.flip .tcb-image { order: 1; }
.two-col-block .tcb-image {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 12px 36px rgba(47, 52, 58, 0.10);
}
.two-col-block .tcb-image img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}
.two-col-block h3 {
  font-size: 1.6rem;
  margin: 0 0 14px;
  color: var(--charcoal);
}
.two-col-block .tcb-eyebrow {
  display: inline-block;
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--rose);
  margin-bottom: 10px;
}
.two-col-block p { color: var(--charcoal-soft); font-size: 1.02rem; line-height: 1.7; margin: 0 0 14px; }
@media (max-width: 900px) {
  .two-col-block { grid-template-columns: 1fr; gap: 28px; padding: 32px 0; }
  .two-col-block.flip .tcb-text { order: 2; }
  .two-col-block.flip .tcb-image { order: 1; }
}

/* ---------- Calculator/Tool callout box ---------- */
.tool-callout {
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 40px;
  margin: 40px auto;
  max-width: 980px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 28px;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.tool-callout::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at top right, rgba(194, 138, 122, 0.30), transparent 60%);
  pointer-events: none;
}
.tool-callout > * { position: relative; z-index: 2; }
.tool-callout .tc-icon {
  width: 64px;
  height: 64px;
  background: rgba(255, 255, 255, 0.18);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.tool-callout .tc-icon svg { width: 32px; height: 32px; }
.tool-callout h3 {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  color: var(--white);
  margin: 0 0 6px;
  line-height: 1.25;
}
.tool-callout p { color: rgba(255, 255, 255, 0.88); margin: 0; font-size: 0.97rem; line-height: 1.55; }
.tool-callout .btn-white { white-space: nowrap; flex-shrink: 0; }
.tool-callout.rose { background: linear-gradient(135deg, var(--rose) 0%, #A87564 100%); }
@media (max-width: 768px) {
  .tool-callout { grid-template-columns: 1fr; gap: 18px; padding: 28px 24px; text-align: center; }
  .tool-callout .tc-icon { margin: 0 auto; }
}

/* ---------- Compare grid (2-up "X vs Y" cards) ---------- */
.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin: 24px 0 32px;
  position: relative;
}
.compare-grid::before {
  content: 'vs';
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: 44px;
  height: 44px;
  background: var(--rose);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 600;
  font-size: 1.1rem;
  z-index: 2;
  border: 4px solid var(--cream);
}
.compare-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 26px;
}
.compare-card .cc-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal);
  background: var(--teal-light);
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 12px;
}
.compare-card.option-b .cc-tag { color: var(--rose); background: var(--rose-light); }
.compare-card h4 {
  font-family: var(--font-serif);
  font-size: 1.3rem;
  margin: 0 0 12px;
  color: var(--charcoal);
}
.compare-card p { font-size: 0.95rem; line-height: 1.6; color: var(--charcoal-soft); margin: 0 0 12px; }
.compare-card ul { list-style: none; padding: 0; margin: 0; }
.compare-card li {
  font-size: 0.92rem;
  padding: 6px 0 6px 22px;
  position: relative;
  color: var(--charcoal-soft);
}
.compare-card li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 12px;
  width: 12px;
  height: 6px;
  border-left: 2px solid var(--teal);
  border-bottom: 2px solid var(--teal);
  transform: rotate(-45deg);
}
.compare-card.option-b li::before {
  border-color: var(--rose);
}
.compare-card .cc-best-for {
  margin-top: 16px;
  padding: 12px 14px;
  background: var(--cream);
  border-radius: var(--radius);
  font-size: 0.88rem;
  color: var(--charcoal-soft);
  border-left: 3px solid var(--teal);
}
.compare-card.option-b .cc-best-for { border-left-color: var(--rose); }
.compare-card .cc-best-for strong { color: var(--charcoal); display: block; font-size: 0.78rem; letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: 4px; font-weight: 600; }
@media (max-width: 768px) {
  .compare-grid { grid-template-columns: 1fr; gap: 32px; }
  .compare-grid::before { left: 50%; top: auto; bottom: 50%; transform: translate(-50%, 50%); }
}

/* ---------- Inline tip / info callout (smaller than .tool-callout) ---------- */
.callout-info {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 16px;
  align-items: flex-start;
  background: var(--cream);
  border-left: 4px solid var(--teal);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 18px 22px;
  margin: 24px 0;
}
.callout-info.rose { border-left-color: var(--rose); }
.callout-info .ci-icon {
  width: 36px;
  height: 36px;
  background: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--teal);
  flex-shrink: 0;
  margin-top: 2px;
}
.callout-info.rose .ci-icon { color: var(--rose); }
.callout-info h5 {
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal);
  margin: 0 0 4px;
}
.callout-info.rose h5 { color: var(--rose); }
.callout-info p { color: var(--charcoal); font-size: 0.97rem; line-height: 1.55; margin: 0; }

/* ---------- Stat highlight (single big number, inline with prose) ---------- */
.stat-highlight {
  display: flex;
  align-items: baseline;
  gap: 16px;
  background: var(--teal);
  color: var(--white);
  padding: 24px 28px;
  border-radius: var(--radius-lg);
  margin: 24px 0;
}
.stat-highlight .sh-num {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  line-height: 1;
  font-weight: 600;
  flex-shrink: 0;
}
.stat-highlight .sh-text {
  font-size: 1rem;
  line-height: 1.5;
  margin: 0;
  opacity: 0.95;
}

/* ---------- Long-form content ---------- */
.prose { max-width: 760px; margin: 0 auto; font-size: 1.05rem; line-height: 1.7; }
.prose h2 { font-size: 1.85rem; margin: 2.5rem 0 1rem; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.3rem; margin: 2rem 0 0.75rem; font-family: var(--font-sans); font-weight: 600; }
.prose p { margin-bottom: 1.25rem; }
.prose ul, .prose ol { margin: 0 0 1.25rem 1.5rem; padding: 0; }
.prose li { margin-bottom: 0.5rem; }
.prose a { color: var(--teal); text-decoration: underline; text-underline-offset: 3px; }
.prose blockquote { border-left: 4px solid var(--rose); padding: 8px 0 8px 24px; margin: 24px 0; font-style: italic; color: var(--charcoal-soft); font-size: 1.1rem; }
.prose strong { color: var(--charcoal); }
.prose hr { border: 0; border-top: 1px solid var(--border); margin: 32px 0; }
.prose table { width: 100%; border-collapse: collapse; margin: 20px 0; font-size: 0.95rem; }
.prose th { background: var(--cream); padding: 12px; text-align: left; border: 1px solid var(--border); font-weight: 600; }
.prose td { padding: 12px; border: 1px solid var(--border); }

/* ---------- FAQ accordion ---------- */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); margin-bottom: 12px; overflow: hidden; transition: all var(--transition); }
.faq-item[open] { border-color: var(--teal); box-shadow: var(--shadow-sm); }
.faq-q { padding: 20px 24px; cursor: pointer; font-weight: 600; color: var(--charcoal); font-size: 1.05rem; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px; font-family: var(--font-serif); }
.faq-q::-webkit-details-marker { display: none; }
.faq-q::after {
  content: '';
  width: 14px;
  height: 14px;
  border-right: 2px solid var(--teal);
  border-bottom: 2px solid var(--teal);
  transform: rotate(45deg);
  transition: transform var(--transition);
  flex-shrink: 0;
}
.faq-item[open] .faq-q::after { transform: rotate(-135deg); }
.faq-a { padding: 0 24px 20px; color: var(--charcoal-soft); line-height: 1.65; }
.faq-a p { margin-bottom: 12px; }
.faq-a p:last-child { margin-bottom: 0; }

/* ---------- Resources / Cards grid ---------- */
.resource-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.resource-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px;
  display: flex;
  flex-direction: column;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.resource-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.resource-icon { width: 60px; height: 60px; background: var(--rose-light); color: var(--rose); border-radius: var(--radius-lg); display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
.resource-card.alt .resource-icon { background: var(--teal-light); color: var(--teal); }
.resource-card h3 { font-size: 1.4rem; margin-bottom: 10px; }
.resource-card p { color: var(--text-muted); font-size: 0.97rem; margin-bottom: 20px; flex-grow: 1; }
.resource-card .resource-tag { font-size: 0.72rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--rose); font-weight: 600; margin-bottom: 8px; display: block; }

/* ---------- Blog index ---------- */
.blog-filters { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 32px; justify-content: center; }
.filter-btn {
  padding: 8px 18px;
  border: 1px solid var(--border);
  background: var(--white);
  color: var(--charcoal);
  border-radius: 100px;
  font-size: 0.88rem;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  font-family: inherit;
}
.filter-btn:hover { border-color: var(--teal); color: var(--teal); }
.filter-btn.active { background: var(--teal); color: var(--white); border-color: var(--teal); }

.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
@media (max-width: 980px) { .blog-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .blog-grid { grid-template-columns: 1fr; } }

.post-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
}
.post-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
  border-color: transparent;
  color: inherit;
}
.post-card-thumb {
  background: linear-gradient(135deg, var(--teal-light), var(--cream));
  aspect-ratio: 16/9;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.post-card-thumb img { width: 100%; height: 100%; object-fit: cover; }
.post-card-thumb img.placeholder { width: auto; height: 60%; object-fit: contain; opacity: 0.35; }
.post-card-body { padding: 20px 22px 22px; flex-grow: 1; display: flex; flex-direction: column; }
.post-card-cat {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--rose);
  margin-bottom: 8px;
}
.post-card-title {
  font-family: var(--font-serif);
  font-size: 1.2rem;
  line-height: 1.3;
  color: var(--charcoal);
  margin-bottom: 12px;
  flex-grow: 1;
}
.post-card-meta { font-size: 0.82rem; color: var(--text-muted); }

/* ---------- Blog post page ---------- */
.blog-post-hero { padding: 48px 0 32px; max-width: 1100px; margin: 0 auto; }
.blog-post-hero .container { padding: 0 24px; }
.blog-post-hero img { width: 100%; max-height: 460px; object-fit: cover; border-radius: var(--radius-lg); margin-bottom: 28px; }
.blog-post-cat {
  display: inline-block;
  padding: 4px 14px;
  border-radius: 999px;
  background: var(--rose-light);
  color: var(--charcoal);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  margin-bottom: 16px;
}
.blog-post-hero h1 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 18px; }
.post-meta { font-size: 0.92rem; display: flex; flex-wrap: wrap; gap: 0.75rem; align-items: center; color: var(--text-muted); }
.post-meta-dot { width: 4px; height: 4px; border-radius: 50%; background: currentColor; opacity: 0.4; }

.blog-post-wrap {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 56px;
  max-width: 1100px;
  margin: 0 auto;
  padding: 32px 24px 64px;
}
@media (max-width: 900px) {
  .blog-post-wrap { grid-template-columns: 1fr; gap: 40px; padding-top: 16px; }
}

.blog-article { font-size: 1.05rem; line-height: 1.75; color: var(--charcoal); }
.blog-article h2 { font-size: 1.7rem; margin: 2.5rem 0 1rem; color: var(--charcoal); }
.blog-article h3 { font-size: 1.25rem; margin: 2rem 0 0.75rem; font-family: var(--font-sans); font-weight: 600; }
.blog-article p { margin-bottom: 1.25rem; }
.blog-article ul, .blog-article ol { margin: 0 0 1.25rem 1.5rem; padding: 0; }
.blog-article li { margin-bottom: 0.5rem; }
.blog-article a { color: var(--teal); text-decoration: underline; text-underline-offset: 3px; }
.blog-article blockquote { border-left: 4px solid var(--rose); padding: 8px 0 8px 24px; margin: 24px 0; font-style: italic; color: var(--charcoal-soft); }
.blog-article strong { color: var(--charcoal); }
.blog-article img { border-radius: var(--radius); max-width: 100%; height: auto; margin: 16px 0; }

.blog-sidebar { display: flex; flex-direction: column; gap: 20px; }
.sidebar-card { border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px; background: var(--white); }
.sidebar-head { font-weight: 700; font-family: var(--font-serif); margin-bottom: 12px; color: var(--charcoal); font-size: 1.05rem; }
.sidebar-body { display: flex; flex-direction: column; }
.sidebar-link { display: block; padding: 10px 0; font-size: 0.92rem; border-bottom: 1px solid var(--border); color: var(--charcoal-soft); line-height: 1.4; }
.sidebar-link:last-child { border-bottom: none; }
.sidebar-link:hover { color: var(--teal); }
.sidebar-cta { background: var(--teal); color: var(--white); border-radius: var(--radius-lg); padding: 24px; text-align: center; }
.sidebar-cta-title { font-family: var(--font-serif); font-weight: 600; font-size: 1.15rem; margin-bottom: 8px; }
.sidebar-cta p { font-size: 0.9rem; opacity: 0.9; margin-bottom: 14px; }
.sidebar-cta a { display: inline-block; background: var(--white); color: var(--teal); padding: 10px 20px; border-radius: var(--radius); font-weight: 600; }

/* ---------- Footer ---------- */
.site-footer { background: var(--charcoal); color: rgba(255, 255, 255, 0.85); padding: 64px 0 0; font-size: 0.93rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 48px; margin-bottom: 48px; }
.footer-brand img { width: 56px; height: 56px; margin-bottom: 16px; }
.footer-brand h3 { color: var(--white); font-family: var(--font-serif); font-size: 1.4rem; margin: 0 0 8px; }
.footer-tag { font-size: 0.8rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--rose); margin-bottom: 16px; }
.footer-brand p { font-size: 0.92rem; line-height: 1.6; opacity: 0.85; }
.footer-col h4 { color: var(--white); font-family: var(--font-sans); font-size: 0.9rem; letter-spacing: 0.1em; text-transform: uppercase; margin: 0 0 16px; font-weight: 600; }
.footer-col a, .footer-contact-item a { color: rgba(255, 255, 255, 0.85); display: block; padding: 6px 0; font-size: 0.95rem; }
.footer-col a:hover, .footer-contact-item a:hover { color: var(--rose-light); }
.footer-contact-item { display: flex; align-items: flex-start; gap: 10px; padding: 6px 0; }
.footer-contact-item svg { color: var(--rose); margin-top: 4px; flex-shrink: 0; }
.footer-contact-item span, .footer-contact-item a { font-size: 0.93rem; }
.footer-social { display: flex; gap: 10px; margin-top: 16px; }
.footer-social a { width: 36px; height: 36px; background: rgba(255, 255, 255, 0.08); display: flex; align-items: center; justify-content: center; border-radius: 50%; color: var(--white); padding: 0; transition: all var(--transition); }
.footer-social a:hover { background: var(--rose); color: var(--white); }

.footer-compliance { border-top: 1px solid rgba(255, 255, 255, 0.12); padding: 28px 0 32px; font-size: 0.82rem; line-height: 1.6; opacity: 0.75; }
.footer-compliance .ehl { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.footer-compliance .ehl svg { flex-shrink: 0; }
.footer-compliance .ehl strong { color: var(--white); }
.footer-compliance p { margin: 0 0 10px; font-size: 0.82rem; }
.footer-compliance a { color: var(--rose-light); text-decoration: underline; text-underline-offset: 2px; }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, 0.08); padding: 18px 0; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: 0.8rem; opacity: 0.7; }

/* ---------- Mobile nav drawer ---------- */
.mobile-nav { display: none; position: fixed; inset: 0; background: rgba(47, 52, 58, 0.6); z-index: 100; }
.mobile-nav.open { display: block; }
.mobile-nav-panel { position: absolute; top: 0; right: 0; bottom: 0; width: 85%; max-width: 360px; background: var(--white); padding: 64px 24px 32px; display: flex; flex-direction: column; gap: 0; overflow-y: auto; }
.mobile-nav-close { position: absolute; top: 18px; right: 18px; background: transparent; border: 0; color: var(--charcoal); padding: 8px; }
.mobile-nav details { border-bottom: 1px solid var(--border); }
.mobile-nav details summary { padding: 14px 8px; font-size: 1.05rem; font-weight: 500; color: var(--charcoal); list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; }
.mobile-nav details summary::-webkit-details-marker { display: none; }
.mobile-nav details summary::after { content: '+'; font-size: 1.3rem; color: var(--teal); }
.mobile-nav details[open] summary::after { content: '−'; }
.mobile-nav details a { display: block; padding: 10px 8px 10px 24px; color: var(--charcoal-soft); font-size: 0.95rem; border-bottom: 1px solid var(--border); }
.mobile-nav details a:last-child { border-bottom: 0; }
.mobile-nav > a { padding: 14px 8px; color: var(--charcoal); font-size: 1.05rem; font-weight: 500; border-bottom: 1px solid var(--border); }
.mobile-nav > a.cta { background: var(--teal); color: var(--white); text-align: center; border-radius: var(--radius); margin-top: 16px; border: 0; padding: 14px; }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .nav { gap: 0; }
  .nav-item > a, .nav-item > button { padding: 8px 10px; font-size: 0.9rem; }
}
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { order: -1; max-width: 360px; margin: 0 auto 16px; }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .programs-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .resource-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .trust-strip-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .nav { display: none; }
  .mobile-toggle { display: block; }
}

@media (max-width: 640px) {
  section { padding: 56px 0; }
  .page-hero { padding: 40px 0; }
  .hero { padding: 40px 0 48px; }
  .hero h1 { min-height: 1em; }
  .hero-sub { min-height: 4.8em; font-size: 1.05rem; }
  .programs-grid { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr; gap: 16px; }
  .footer-grid { grid-template-columns: 1fr; }
  .areas-grid { grid-template-columns: 1fr 1fr; }
  .header-top { font-size: 0.78rem; padding: 6px 0; }
  .header-top .container { justify-content: center; }
  .header-top-right { display: none; }
  .credentials { grid-template-columns: 1fr; }
  .calc-grid, .form-row { grid-template-columns: 1fr; }
  .lead-form-wrap, .calc-wrap { padding: 24px; }
  .footer-bottom { flex-direction: column; }
  .hero-card { display: none; }
  .brand img { width: 52px; height: 52px; }
  .brand-name { font-size: 1.15rem; }
}