Privacy Policy.
Effective date: April 29, 2026. This policy describes how Debbie Cooley Mortgage collects, uses, and protects information.
1. Information We Collect
When you contact us, request a consultation, use our calculators or quizzes, or submit a loan application, we collect information you voluntarily provide. This may include your name, contact information, employment and income data, financial information, and details about the property you intend to finance.
Our website also automatically collects standard analytics information (browser type, pages visited, referring URLs, IP address) through Google Analytics and similar tools. We use this data to improve the website and understand visitor behavior in aggregate.
2. How We Use Your Information
We use the information you provide to respond to your inquiries, evaluate loan eligibility, communicate about your application, deliver requested resources (such as PDF guides), and comply with applicable law. We do not sell your personal information to third parties.
3. Sharing Your Information
To process a loan application, we share your information with:
- Wholesale mortgage lenders considering your loan
- Credit reporting agencies (with your authorization)
- Title companies, appraisers, and other settlement-service providers required to close a loan
- Government agencies as required by law (FHA, VA, NMLS, etc.)
All third parties we share with are required to maintain the confidentiality of your information and use it only for the specific purposes for which it was disclosed.
4. Cookies & Tracking
This website uses cookies for site functionality, analytics, and (where applicable) advertising. You can control cookies through your browser settings. By using this site, you consent to our use of cookies as described in this policy.
5. Security
We use commercially reasonable technical and administrative safeguards to protect personal information. No method of transmission over the internet is 100% secure, but we maintain appropriate safeguards designed to protect your information.
6. Your Rights
Florida residents have certain rights under the Florida Digital Bill of Rights, including the right to know what information we hold about you, request its deletion, and opt out of certain uses. To exercise these rights, contact debbie@debbiecooleymortgage.com.
7. SMS & Communication Consent
By providing your phone number on a form, you consent to receive calls and SMS messages from Debbie Cooley Mortgage relating to your inquiry. Message frequency varies. Standard messaging and data rates may apply. You may opt out at any time by replying STOP. We will not share your phone number with unaffiliated third parties for marketing purposes.
8. Children's Privacy
This website is not directed to children under 18, and we do not knowingly collect personal information from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time. The effective date at the top of this page reflects the most recent revision. Material changes will be communicated by posting an updated notice on this page.
10. Contact
Questions about this policy or your data?
Debbie Cooley Mortgage
Email: debbie@debbiecooleymortgage.com
Phone: 727-688-2851