Loan Programs All Programs Overview Reverse Mortgage First-Time Buyer Loans Conventional FHA VA Refinance & HELOC
Resources All Resources Payment Calculator Refinance Calculator Reverse Mortgage Quiz Refinancing During Divorce First-Time Buyer Roadmap 5 Questions to Ask Any Broker Blog
Areas Served All Service Areas New Port Richey · Reverse Port Richey · VA Wesley Chapel Trinity · Home Equity Tarpon Springs · FHA Clearwater Tampa
About About Debbie Client Reviews FAQ
Call 727-688-2851 Talk to Debbie

Florida mortgage insights.

Articles on first-time buying, reverse mortgages, refinancing, and the Florida market — written by a 40-year licensed mortgage broker.

Mortgage broker meeting with first-time home buyers
First-Time Buyers
First-Time Home Buyer Loans - Debbie Cooley Mortgage
Jul 23, 2025
Grandparents and grandchildren on Christmas morning
Reverse Mortgage
A Living Legacy
Jun 30, 2025
Financial advisor meeting with senior clients
Reverse Mortgage
Helping Your Clients Help Their Parents
Jun 23, 2025
Calm Florida sunset over a bay
Florida Market
TAKE A SECOND TO BREATH - Debbie Cooley Mortgage
May 1, 2024
Classic Florida home with palm trees
Florida Market
Understanding the Homestead Exemption in Florida
Dec 1, 2023
Caregiver helping senior at home
Reverse Mortgage
Reverse Mortgages for Home Healthcare | Financial Options
Sep 21, 2023
Retired couple in front of their new dream home
Reverse Mortgage
REVERSE MORTGAGE USED FOR DREAM HOME PURCHASE - Debbie Cooley Mortgage
Sep 11, 2023
Financial advisor explaining retirement strategy
Reverse Mortgage
WHY MORE FINANCIAL ADVISORS ARE RECOMMENDING REVERSE MORTGAGES - Debbie Cooley Mortgage
Jul 14, 2023
Young couple receiving keys to their first home
First-Time Buyers
MONEY FOR FIRST-TIME HOME BUYERS - Debbie Cooley Mortgage
Jun 22, 2023
Hand unlocking the door of a Florida home
First-Time Buyers
Unlocking Dreams
Jun 3, 2023
Multigenerational family in front of a Florida home
Florida Market
5 Ways to Finance Generational Housing
May 10, 2023
Senior couple reviewing reverse mortgage documents
Reverse Mortgage
Demystifying Reverse Mortgages - Debbie Cooley Mortgage
May 5, 2023
Modern Florida coastal condo building
First-Time Buyers
Changes in Conventional Mortgage Requirements for Condos
Apr 11, 2023
Senior couple in front of their newly purchased home
Reverse Mortgage
How a Reverse Mortgage can help seniors purchase a home.
Apr 3, 2023
Person reviewing financial documents thoughtfully
Refinance & Equity
Financially Preparing for Divorce
Mar 28, 2023
Young couple considering home purchase decision
First-Time Buyers
SHOULD I WAIT TO BUY A HOUSE? - Debbie Cooley Mortgage
Mar 22, 2023
First-time buyer signing closing documents
First-Time Buyers
Who is a First Time Homebuyer? - Debbie Cooley Mortgage
Mar 13, 2023
Adult children and senior parents in conversation
Reverse Mortgage
Guide to Reverse Mortgage for Children and their heirs
Mar 1, 2023
Florida hometown heroes — teacher, firefighter, and nurse
First-Time Buyers
Florida Hometown Heroes Housing Program Downpayment Help
Feb 23, 2023
Mortgage broker shaking hands with clients
First-Time Buyers
Banks vs. Mortgage Brokers/Mortgage Broker the Better Choice
Feb 15, 2023
Trinity Florida neighborhood
Reverse Mortgage
Debbie Cooley-Guy Knows the Trinity Reverse Mortgage Market
Feb 8, 2023
Retired couple enjoying morning coffee
Senior & Retirement
IMPROVE RETIREMENT WITH NO MONTHLY MORTGAGE PAYMENTS
Feb 2, 2023
Senior woman reading on a sunlit porch
Reverse Mortgage
THINKING OF LOOKING INTO A REVERSE MORTGAGE THIS YEAR
Jan 20, 2023
Professional reviewing investment portfolio
Refinance & Equity
Jonathan's Story: Maximizing His Investment Portfolio with the Right Mortgage
Jan 9, 2023
Self-employed person reviewing tax documents
First-Time Buyers
SELF-EMPLOYED? BUYING A NEW HOME IN 2023?
Dec 13, 2022
Senior couple gardening together
Senior & Retirement
Reverse mortgages are recommended by financial planners.
Dec 6, 2022
Buyers at the closing table
First-Time Buyers
Closing Homebuyers In 19 Days, Extra $50,000
Nov 30, 2022
Millennial couple researching home purchase
First-Time Buyers
Tips For Millennial Homebuyers
Nov 14, 2022
Florida home with hurricane preparations
Florida Market
WHICH HOMEOWNERS INSURANCE IS THE CHEAPEST?
Oct 31, 2022
Senior woman looking through a window
Senior & Retirement
What Happens To Your Social Security When You Lose A Spouse?
Oct 24, 2022